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Keychoice: Creating a safe haven in a hardening market

Over the last few months, the UK insurance market has continued to harden, with both SSP and industry data showing a shift in premiums. At the same time, the rise in Insurance Premium Tax has continued apace. Experts predict June’s climb to 12%, which will bring a further upsurge in premiums, is just another step towards a VAT-matched rate of 20%.